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Accessing and using this site is subject to the following terms and conditions set forth. Carefully review the terms and conditions of use prior to accessing or using the site. Access and/or use shall be deemed an acknowledgement of your rights and agreement with the terms and conditions of access and use of the site.

This site and all related links are provided solely for general informational purposes, as a service to users. Any projections regarding the future on this site or other FS Investors materials present a best estimate as of the date they were prepared. Some of the assumptions used in any model or forecast will inevitably turn out to be wrong to some degree and there may be significant differences between any modeled or projected results and actual results. Unknown or unanticipated events and circumstances may occur or have already occurred which can significantly impact actual results. FS Investors shall not be responsible with respect to the achievement of any projections included in any information or communications, whether implied or specific. Information provided on the site is believed to be reliable when posted, but there is no guarantee that it is accurate or complete or current at all times.

Despite all efforts made by FS Investors to provide complete and accurate information on this site, it is impossible to ensure that all information is correct, up to date, and free of errors and omissions. This site is intended to be used for general reference purposes only and as such all information, projections, estimates and advice should be considered general in nature and may not apply to any one specific situation or individual. FS Investors reserves the right to change any information contained on this site without notice or obligation. Therefore, this site is provided by FS Investors on an "AS IS" basis, with any and all information on this site subject to change. Furthermore FS Investors assumes no responsibility or liability for actions taken as a result of accessing or using this site.

To the fullest extent allowed by the law, access and/or use of this site waives, disclaims, and releases FS Investors and any of its subsidiaries, affiliates, officers, employees, agents, successors, and assigns, from all claims of any kind (including any and all claims for direct, indirect, punitive, special, incidental, or consequential damages, including, without limitation, damages for loss of use, data, information, profits or business interruption, arising out of or in any way related to the use or content of this site, or to the inability to use the site), even if FS Investors has been advised of the possibility of damages. Your sole and exclusive remedy is to discontinue using and/or accessing this site.

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